SMKey is helping make online banking secure and convenient with strong authentication solutions that protect consumers with one-time password (OTP) technologies. SMKey makes online banking safe for everyone.

SMKey is a handheld device designed to secure authentication of cardholders for remote banking, e-commerce or network access control applications.

SMKey’s main role is to prevent the user to type his/her PIN on the workstation keyboard,which is considered a vulnerable environment.

After turning on SMKey,user is invited to enter his/her PIN code. Then SMKey formats and displays the One-Time Password (OTP). The OTP is a unique and non-reusable numeric password that allows the remote server to authenticate the user.

This two-factor authentication is a strong alternative to static password schemes or token devices currently used today.

To secure important transactions, SMKey also displays digital signatures.

(1)Protection against phishing, pharming, man-in-the-middle, keyboard logging and Card Not Present fraud

(2)Reduced global transactions cost through utilization of "low cost" online channel

(3)Freedom of choice, vendor-lock protection - compliant with OATH standards